Take a moment this Valentine’s Day to update your retirement beneficiaries and ensure your loved ones are financially protected.

Starting January 1, 2025, the SECURE 2.0 Act introduces higher catch-up contribution limits for individuals aged 60-63, offering a unique...

Preparing for the SECURE 2.0 Act’s automatic enrollment requirements is essential for 401(k) plan sponsors.

In a climate marked by the relentless surge of inflation, fluctuating interest rates, and the ever-mounting expenses associated with...

As part of the ongoing administration and management of qualified plans, the concept of mandatory cash-out options assumes a critical...

In the realm of retirement planning and 401(k) management, ensuring compliance with the Actual Deferral Percentage (ADP) and Actual...

In the current climate characterized by labor shortages, organizations are increasingly opting to rehire former employees. These...

A Defined Contribution (DC) plan is a business retirement plan and most often refers to 401(k), Profit Sharing, and Solo-(k) plans. DC...

Plan Restatements A plan restatement means the plan document is re-written in its entirety. Every six years, the IRS requires...

As cybercrimes continue to increase, more employers are requiring their third-party administration vendors to have a comprehensive...

Back to the Basics Often described as a “hybrid arrangement,” cash balance plans are a specific type of defined benefit plan. When a cash...